The insurance company has adjusters looking out for their best interest, do you?
After a catastrophe it can be difficult to effectively represent yourself to the insurance company. The last thing you want to worry about is whether your property is adequately insured or if the insurance company will offer a fair settlement.
Instead of relying completely on the insurance company to calculate damages and payouts, let our licensed and bonded public adjuster in the Virgin Islands help you navigate the complicated world of insurance policies.
We can help ease the stress of your insurance settlement and maximize your property claim check so you can focus on rebuilding what you lost.
Insurance Claims Services In the VI
With post-fire and post-hurricane claims experience, our team has a firm grasp of the law and legal terminology, and can clarify the legal responsibilities of both the insurance company and policyholders. We know what to look for to increase the amount of the payment you deserve from a property insurance settlement.
Claims cases handled by public adjusters settle for substantially higher amounts than those in which individuals handle their own claim.
To create a successful case, our staff will work with you to
- determine policy coverage
- gather facts about the incident
- identify damages and catalog losses
- provide complete documentation to your insurance company
- negotiate a settlement
For business owners, our public adjuster can assess any additional expenses such as business interruption, labor and improvement costs
We will demand payment, and keep following up until you get your claim check!
If you’ve already filed a claim and don’t think you received a fair settlement, we can re-open your case and negotiating for more money even after the claim has been settled.
Preventative Services
Having the right insurance coverage is the first step in ensuring that damage to your Virgin Islands property is adequately compensated. Being prepared can help expedite your claim and get you a better settlement to rebuild what was lost.
Caribbean Claims will prepare you before disaster hits to ensure that your home or business are secured.
Caribbean Claims can show you how to maximize your insurance claim by:
- Going over policies to evaluate coverage
- Identifying holes in coverage
- Checking compliance with insurance policy
- Cataloging insured items